
Resume
AI Strategy & Governance
Product & Platform Strategy
Decision Systems & Operating Models
Web3 & Programmable Infrastructure
Enterprise Transformation
Regulated Systems & Risk Governance
Experience
AUG 2024 – Present
Independent Product & Technology Strategy Development
Independent / Advisory: Charlonis.com
Developing AI governance, product strategy, and emerging technology operating models focused on how enterprise capabilities are evaluated, governed, introduced, measured, and scaled within complex operating environments.
Selected Work
- Built a governed decision system to evaluate opportunities, classify market signals, apply thresholds, escalate risk, and translate findings into structured portfolio, resume, and strategy outputs
- Developed AI governance frameworks incorporating use-case intake, risk assessment, human oversight, decision authority, escalation paths, adoption readiness, vendor governance, and value realization
- Designed human-in-the-loop and agentic AI operating models with guardrails, thresholds, monitoring concepts, accountability structures, controlled autonomy, and responsible implementation controls
- Created AI-assisted operating workflows for opportunity evaluation, resume strategy, portfolio writing, market intelligence, LinkedIn positioning, interview preparation, and strategic reflection
- Produced executive-level artifacts clarifying AI strategy, risk taxonomy, operating models, intake criteria, decision authority, roadmap sequencing, oversight needs, and measurement logic
- Researched Web3, tokenization, smart contracts, settlement infrastructure, and programmable compliance as emerging models for governed execution, auditability, and institutional control
2012–2024
Associate Director, Product Strategy & Enterprise Transformation
Cognizant Technology Solutions
Led product strategy, platform modernization, workflow transformation, and implementation enablement across Fortune 500 client engagements, with a focus on regulated systems, stakeholder alignment, governance, and scalable digital platforms.
Selected Work
- Led enterprise product and platform modernization initiatives across financial services, insurance-adjacent, healthcare, real estate, consumer products, retail, and technology environments
- Defined product direction, capability models, roadmap inputs, prioritization logic, workflow models, and implementation-ready artifacts aligned to business goals, operational needs, stakeholder requirements, and platform constraints
- Translated ambiguous business, operational, technical, and compliance requirements into structured product capabilities, workflows, governance rules, delivery plans, and decision frameworks
- Aligned executives, product leaders, engineering teams, design teams, business SMEs, operations, compliance stakeholders, and vendors around system direction, tradeoffs, sequencing, and delivery priorities
- Guided discovery, concept definition, backlog shaping, project planning, delivery estimates, and Agile execution across parallel workstreams while maintaining alignment to product outcomes
- Directed design and delivery teams to translate product strategy into usable, enterprise-ready platform experiences without losing system intent
- Led delivery workstreams, managing cross-functional teams, project plans, priorities, risks, and execution rhythms from discovery through implementation or transition
- Contributed to business development and RFP responses by shaping solution narratives, delivery approaches, estimates, resource recommendations, and enterprise transformation proposals
Select Enterprise Clients
Banking & Financial Services
Sumitomo Mitsui Banking Corporation (SMBC), World Bank Group, J.P. Morgan Chase, American Express, Wells Fargo, Discover Financial Services, Dun & Bradstreet, TIAA
Insurance & Benefits
Prudential Financial, AIG, Aetna, BCBS of MN and NJ
Healthcare & Life Sciences
Edgepark Medical Supplies / Cardinal Health, Zoetis / Pfizer Animal Health
Real Estate & Housing
AvalonBay Communities, Sotheby’s International Realty / Realogy
Consumer, Commerce & Technology
The Coca-Cola Company, American Tire Distributors (ATD), BlueTriton Brands / ReadyRefresh, Microsoft, EZCorp, PepsiCo
Education

Master of Business Administration (MBA)
Quinnipiac University

Beta Gamma Sigma Honor Society

Bachelor of Fine Art (BFA)
University of Hartford
Professional Specializations
These specializations and certifications link to verified badges and credentials hosted on external sites.
AI Strategy, Governance & Product Leadership
University of Pennsylvania

AI for Business Specialization
Built foundational knowledge of AI applications across marketing, finance, and people management, with emphasis on AI strategy and governance for business leaders.
IBM

Generative AI for Executives & Business Leaders Specialization
Developed a strategic understanding of generative AI, including foundational concepts, integration strategies, and business use cases for practical executive decision-making.
Vanderbilt University

Generative AI Strategic Leader Specialization
Learned advanced generative AI concepts, including deep research, prompt engineering, and agentic AI, with a focus on strategic leadership and decision-making.
Vanderbilt University

Prompt Engineering & Trustworthy AI Specialization
Acquired practical skills in designing effective AI prompts, advanced data analysis, and principles for trustworthy generative AI deployment.
Blockchain, Web3 & Financial Systems
Duke University

Decentralized Finance (DeFi): The Future of Finance Specialization
Gained expertise in DeFi infrastructure, primitives, opportunities, and risks, enabling evaluation and strategy for decentralized financial systems.
University of Pennsylvania

FinTech: Foundations & Applications of Financial Technology Specialization
Developed a comprehensive understanding of fintech ecosystems, including payments, digital currencies, lending, and the application of AI, InsurTech, and real estate technology within regulated financial environments.
INSEAD

Blockchain Revolution Specialization
Explored blockchain technologies and applications, focusing on transactions, business opportunities, and strategic analysis for enterprise adoption.
University at Buffalo

Blockchain Specialization
- Blockchain Basics
- Smart Contracts
- Decentralized Applications (Dapps)
- Blockchain Platforms
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