Page 3 TTI Flux 1.0

Resume

Enterprise product and strategy leader with 12+ years helping regulated organizations modernize platforms, structure workflows, align stakeholders, and operationalize governed decision systems.
I help organizations define what to build, how systems should behave, how teams move from strategy into implementation, and how emerging technologies can scale through accountable AI, product strategy, and programmable infrastructure.

AI Strategy & Governance

Product & Platform Strategy

Decision Systems & Operating Models

Web3 & Programmable Infrastructure

Enterprise Transformation

Regulated Systems & Risk Governance

Experience

AUG 2024 – Present
Independent Product & Technology Strategy Development
Independent / Advisory: Charlonis.com

Developing AI governance, product strategy, and emerging technology operating models focused on how enterprise capabilities are evaluated, governed, introduced, measured, and scaled within complex operating environments.

Selected Work

  • Built a governed decision system to evaluate opportunities, classify market signals, apply thresholds, escalate risk, and translate findings into structured portfolio, resume, and strategy outputs
  • Developed AI governance frameworks incorporating use-case intake, risk assessment, human oversight, decision authority, escalation paths, adoption readiness, vendor governance, and value realization
  • Designed human-in-the-loop and agentic AI operating models with guardrails, thresholds, monitoring concepts, accountability structures, controlled autonomy, and responsible implementation controls
  • Created AI-assisted operating workflows for opportunity evaluation, resume strategy, portfolio writing, market intelligence, LinkedIn positioning, interview preparation, and strategic reflection
  • Produced executive-level artifacts clarifying AI strategy, risk taxonomy, operating models, intake criteria, decision authority, roadmap sequencing, oversight needs, and measurement logic
  • Researched Web3, tokenization, smart contracts, settlement infrastructure, and programmable compliance as emerging models for governed execution, auditability, and institutional control

2012–2024
Associate Director, Product Strategy & Enterprise Transformation
Cognizant Technology Solutions

Led product strategy, platform modernization, workflow transformation, and implementation enablement across Fortune 500 client engagements, with a focus on regulated systems, stakeholder alignment, governance, and scalable digital platforms.

Selected Work

  • Led enterprise product and platform modernization initiatives across financial services, insurance-adjacent, healthcare, real estate, consumer products, retail, and technology environments
  • Defined product direction, capability models, roadmap inputs, prioritization logic, workflow models, and implementation-ready artifacts aligned to business goals, operational needs, stakeholder requirements, and platform constraints
  • Translated ambiguous business, operational, technical, and compliance requirements into structured product capabilities, workflows, governance rules, delivery plans, and decision frameworks
  • Aligned executives, product leaders, engineering teams, design teams, business SMEs, operations, compliance stakeholders, and vendors around system direction, tradeoffs, sequencing, and delivery priorities
  • Guided discovery, concept definition, backlog shaping, project planning, delivery estimates, and Agile execution across parallel workstreams while maintaining alignment to product outcomes
  • Directed design and delivery teams to translate product strategy into usable, enterprise-ready platform experiences without losing system intent
  • Led delivery workstreams, managing cross-functional teams, project plans, priorities, risks, and execution rhythms from discovery through implementation or transition
  • Contributed to business development and RFP responses by shaping solution narratives, delivery approaches, estimates, resource recommendations, and enterprise transformation proposals

Select Enterprise Clients

Banking & Financial Services
Sumitomo Mitsui Banking Corporation (SMBC), World Bank Group, J.P. Morgan Chase, American Express, Wells Fargo, Discover Financial Services, Dun & Bradstreet, TIAA

Insurance & Benefits
Prudential Financial, AIG, Aetna, BCBS of MN and NJ

Healthcare & Life Sciences
Edgepark Medical Supplies / Cardinal Health, Zoetis / Pfizer Animal Health

Real Estate & Housing
AvalonBay Communities, Sotheby’s International Realty / Realogy

Consumer, Commerce & Technology
The Coca-Cola Company, American Tire Distributors (ATD), BlueTriton Brands / ReadyRefresh, Microsoft, EZCorp, PepsiCo

Professional Specializations

These specializations and certifications link to verified badges and credentials hosted on external sites.

AI Strategy, Governance & Product Leadership

Vanderbilt University logo
Vanderbilt University logo

Blockchain, Web3 & Financial Systems